Forum Discussion
Equifax Info
Just wanted to publicly thank Liz for a very thoughtful and helpful post on the Equifax breach. I normally don't bat an eye at these kinds of things since the OPM (GSA, or whoever) was breached by t...
My credit is so bad that not even a loan shark would touch me.
Learned something recently: Good credit means nothing if you don't have any recent debt. My house has been paid off and we haven't had a car payment in several years. Banks won't loan you money because having no recent payment history on big ticket items increases your risk. 🤔
Yep. I notice that with my credit score. They like you to be in debt forever.
MarkJFine wrote:Learned something recently: Good credit means nothing if you don't have any recent debt. My house has been paid off and we haven't had a car payment in several years. Banks won't loan you money because having no recent payment history on big ticket items increases your risk. 🤔
