Hi Jon, I see it's your first post here, so welcome to the community! Thanks for posting, we want to address your concerns. If your account is set up to do auto-pay, we will charge your card on the bill date. If your current bill date is inconvenient for you, please call us at 866.347.3292, where we have billing specialists who can change your bill date to a day that works better for you. Let us know if you have additional questions we can answer for you. Thanks, Liz
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